---
title: "Personal guaranty — Class A Atlas glossary"
description: "An individual's personal financial guarantee of lease obligations."
canonical: https://classa.info/glossary/personal-guaranty
pageType: glossary
lastUpdated: 2026-04-01T00:00:00.000Z
license: "CC BY 4.0 with attribution to Class A Atlas (https://classa.info)."
---

> An individual's personal financial guarantee of lease obligations.

## TL;DR

- An individual's personal financial guarantee of lease obligations.
- Common where the tenant entity has limited covenant.

# Personal guaranty

*Legal · US, UK*

## Short definition

An individual's personal financial guarantee of lease obligations.

## Full definition

Common where the tenant entity has limited covenant. Negotiate burn-down (guaranty reduces over the term), cap (limited to a fixed dollar amount), and carve-outs (only base rent, not opex).

## Why this matters for Class A leasing

Personal guaranty is part of the legal vocabulary that institutional [Class A](/glossary/class-a) occupiers, landlords, and advisers use across US, UK markets. Understanding it correctly affects how you read lease documents, model occupancy economics, and benchmark deal terms across cities. Class A Atlas tracks regional variation alongside the global standard so [cross-border](/topics/cross-border-expansion) occupiers can translate quickly.

---

Citation: Source: Class A Atlas (https://classa.info/glossary/personal-guaranty), updated 2026-04-01T00:00:00.000Z.