--- title: "Insurance office space in Nagoya" description: "Where insurance occupiers cluster in Nagoya, what they pay, and what the typical fit-out looks like." canonical: https://classa.info/cities/nagoya/industries/insurance pageType: city-industry lastUpdated: 2026-04-15T00:00:00.000Z license: "CC BY 4.0 with attribution to Class A Atlas (https://classa.info)." --- > Insurance occupiers in Nagoya typically cluster in Fushimi / Marunouchi, plan ~220 sqft per seat at high-end fit-out ($180–260/sqft), and pay around 26000 JPY/sqft ($59 USD) on Class A. ## TL;DR - Preferred submarket: Fushimi / Marunouchi. - Typical fit-out spec: High-end ($180–260/sqft). - Plan ~220 sqft per seat for headcount sizing. - Class A rent context: 26000 JPY/sqft ($59 USD). - Typical lease: 5 years with 4 months rent-free. - Talent depth in Nagoya: 84/100. # Insurance office space in Nagoya **Insurance occupiers in Nagoya typically cluster in Fushimi / Marunouchi, plan ~220 sqft per seat at high-end [fit-out](/topics/fit-out-capex)">fit-out ($180–260/sqft), and pay around 26000 JPY/sqft ($59 USD) on [Class A](/glossary/class-a).** ## TL;DR - Preferred submarket: Fushimi / Marunouchi. - Typical fit-out spec: High-end ($180–260/sqft). - Plan ~220 sqft per seat for headcount sizing. - Class A rent context: 26000 JPY/sqft ($59 USD). - Typical lease: 5 years with 4 months rent-free. - Talent depth in Nagoya: 84/100. ## Where they cluster Insurance occupiers in Nagoya typically anchor in Fushimi / Marunouchi. Banking (MUFG, SMBC, Mizuho), law firms, professional services. ## What they pay Class A rent in Nagoya runs 26000 JPY/sqft ($59 USD) on a 5-year lease with 4 months free. Prime submarkets sit at or modestly above the city index. ## Spec and fit-out Typical insurance fit-out targets high-end specification at $180–260/sqft. Branded reception, full client-facing programming, premium furniture, and specialist AV are standard. ## Headcount sizing Plan around 220 sqft per seat blended (workstation + circulation + amenity). A 100-headcount insurance office in Nagoya typically targets 22,000 sqft of leasable area. ## Talent angle Underwriting and actuarial talent concentrates near broker districts; long lease durations and conservative escalator structures are typical. Strong automotive engineering, manufacturing, and aerospace talent. Nagoya University, Nagoya Institute of Technology, and Toyota Technological Institute anchor the regional pipeline. Strong cross-prefecture commute capture from Aichi. ## Tax and lease context Headline corporate tax: 30.62%. Japanese gross structure (rent inclusive of management fees). 5-year terms standard with [renewal](/topics/lease-renewal-strategy) options. Six-month security deposit typical. Rent-free of 2-5 months on 5-year terms. ## Key facts | city | Nagoya| | industry | Insurance| | naics | 524, 5241| | preferredSubmarket | Fushimi / Marunouchi| | preferredFitoutSpec | High-end| | fitoutBand | $180–260/sqft| | sqftPerSeat | 220| | classARentLocal | 26000 JPY/sqft/yr| | classARentUsd | $59/sqft/yr| | vacancyPct | 5.4%| | typicalLeaseYears | 5| | typicalRentFreeMonths | 4| | talentIndex | 84| | corporateTaxPct | 30.62%| ## Frequently asked questions ****Where do insurance occupiers lease office space in Nagoya?**** : Most cluster in Fushimi / Marunouchi. Rent runs ~26000 JPY/sqft ($59 USD) for trophy and prime stock. ****What fit-out spec do insurance occupiers run in Nagoya?**** : Typically high-end at $180–260/sqft. ****How much office space per seat should a insurance occupier plan in Nagoya?**** : Plan ~220 sqft per seat blended. A 100-person team typically takes 22,000 sqft. ****What NAICS codes describe the insurance vertical?**** : Representative NAICS 2022 codes: 524, 5241. ****What is the talent index in Nagoya?**** : 84/100. Use the city profile for full detail. ## Related - [**Insurance — global overview**](/industries/insurance) - [**Nagoya — full city profile**](/cities/nagoya) - [**Financial services in Nagoya**](/cities/nagoya/industries/financial-services) - [**Asset management in Nagoya**](/cities/nagoya/industries/asset-management) - [**Investment banking in Nagoya**](/cities/nagoya/industries/investment-banking) - [**Legal services in Nagoya**](/cities/nagoya/industries/legal-services) ## Editorial provenance Reviewed by [**Class A Atlas Editorial Desk**](/about/authors/class-a-atlas-editorial-desk) — House byline · global editorial team. Last updated 2026-04-15. See our [methodology](/about/methodology) and [editorial standards](/about/editorial-standards). ### Primary sources for this page - [CBRE Marketview reports](https://www.cbre.com/insights) — CBRE - [JLL Office Insight](https://www.jll.com/en/trends-and-insights) — JLL - [Cushman & Wakefield Marketbeat](https://www.cushmanwakefield.com/en/insights) — Cushman & Wakefield - [Savills World Research](https://www.savills.com/research_articles/) — Savills - [Colliers Global Office Outlook](https://www.colliers.com/en/research) — Colliers [Full sources index](/about/sources) · [Submit a correction](/about/corrections) ## Related topics - [**Class A Lease Negotiation**](/topics/class-a-lease-negotiation) — How to negotiate a Class A office lease — the playbook from LOI to signed deal. - [**Hybrid Workplace Strategy**](/topics/hybrid-workplace-strategy) — How to size, structure, and lease a Class A office for a hybrid workforce. - [**ESG / LEED for Tenants**](/topics/esg-leed-tenants) — How tenants evaluate, negotiate, and report on ESG performance in a Class A office lease. - [**Cross-border Expansion**](/topics/cross-border-expansion) — How to run a coordinated Class A office search across multiple geographies. - [**Fit-out Capex**](/topics/fit-out-capex) — How to budget, sequence, and govern Class A office fit-out capex. - [**Lease vs Flex**](/topics/lease-vs-flex) — When premium flex (coworking, [managed office](/glossary/managed-office)) beats a conventional Class A lease — and vice versa. --- Citation: Source: Class A Atlas (https://classa.info/cities/nagoya/industries/insurance), updated 2026-04-15T00:00:00.000Z.