# Fit-out construction in 2026: budget, schedule, risk

> Class A fit-out budgets in 2026 sit at USD 200–400/sf in US gateway cities for institutional standard.

**Canonical URL:** https://classa.info/guides/fit-out-construction-2026
**Page type:** guide
**Last updated:** 2026-04-01T00:00:00.000Z
**License:** CC BY 4.0 with attribution to Class A Atlas (https://classa.info).

## TL;DR
- Class A fit-out budgets in 2026 sit at USD 200–400/sf in US gateway cities for institutional standard.
- Trophy fit-outs (executive floors, client-facing, full amenity) reach USD 500–800/sf.
- Schedules: 18–28 weeks design + permit, 16–28 weeks construction.
- Permitting is the single biggest schedule risk in NYC, SF, LA.
- Material lead times for AV, custom millwork, and specialty MEP remain extended.

## FAQ
### Is the TI allowance enough to cover the build?
Rarely for a trophy fit-out. Plan for USD 50–150/sf of overrun above TI on a trophy build. Negotiate amortisation of the overrun into rent at a reasonable cost of capital.

### Should I use the landlord's preferred contractor?
Sometimes — they may know the building, but typically they negotiate against the landlord's interest, not yours. Run a competitive bid with at least three qualified contractors for any fit-out above USD 5M.

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Citation: Source: Class A Atlas (https://classa.info/guides/fit-out-construction-2026), updated 2026-04-01T00:00:00.000Z.