{
  "url": "https://classa.info/glossary/interest-only-period",
  "title": "Interest-only (IO) period",
  "description": "Loan period with no principal amortisation.",
  "oneSentenceAnswer": "Loan period with no principal amortisation.",
  "tldr": [
    "Loan period with no principal amortisation.",
    "Standard 2–5 year IO at the front of a 10-year Class A loan."
  ],
  "keyFacts": {
    "category": "Finance",
    "regionScope": "US"
  },
  "pageType": "glossary",
  "lastUpdated": "2026-04-01T00:00:00.000Z",
  "license": "CC BY 4.0 with attribution to Class A Atlas (https://classa.info).",
  "citation": "Source: Class A Atlas (https://classa.info/glossary/interest-only-period), updated 2026-04-01T00:00:00.000Z."
}