# Debt service coverage ratio (DSCR)

> NOI divided by annual debt service.

**Canonical URL:** https://classa.info/glossary/dscr
**Page type:** glossary
**Last updated:** 2026-04-01T00:00:00.000Z
**License:** CC BY 4.0 with attribution to Class A Atlas (https://classa.info).

## TL;DR
- NOI divided by annual debt service.
- Lender minimum: 1.20x for stabilised Class A; 1.40x for core.

## Key facts
- **category**: Finance
- **regionScope**: Global

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Citation: Source: Class A Atlas (https://classa.info/glossary/dscr), updated 2026-04-01T00:00:00.000Z.