Insurance occupiers in Tampa typically cluster in Westshore, plan ~220 sqft per seat at high-end fit-out ($165–235/sqft), and pay around 38 USD/sqft ($38 USD) on Class A.

• Preferred submarket: Westshore.
• Typical fit-out spec: High-end ($165–235/sqft).
• Plan ~220 sqft per seat for headcount sizing.
• Class A rent context: 38 USD/sqft ($38 USD).
• Typical lease: 10 years with 12 months rent-free.
• Talent depth in Tampa: 72/100.

TL;DR

• Preferred submarket: Westshore.
• Typical fit-out spec: High-end ($165–235/sqft).
• Plan ~220 sqft per seat for headcount sizing.
• Class A rent context: 38 USD/sqft ($38 USD).
• Typical lease: 10 years with 12 months rent-free.
• Talent depth in Tampa: 72/100.

Where they cluster

Insurance occupiers in Tampa typically anchor in Westshore. Insurance (Citi, BofA back-office), professional services, healthcare HQs.

What they pay

Class A rent in Tampa runs 38 USD/sqft ($38 USD) on a 10-year lease with 12 months free. Prime submarkets sit at or modestly above the city index.

Spec and fit-out

Typical insurance fit-out targets high-end specification at $165–235/sqft. Branded reception, full client-facing programming, premium furniture, and specialist AV are standard.

Headcount sizing

Plan around 220 sqft per seat blended (workstation + circulation + amenity). A 100-headcount insurance office in Tampa typically targets 22,000 sqft of leasable area.

Talent angle

Underwriting and actuarial talent concentrates near broker districts; long lease durations and conservative escalator structures are typical. Strong banking, insurance, healthcare, and cybersecurity talent. University of South Florida and University of Tampa anchor the local pipeline. Strong in-migration from the Northeast continues to broaden the talent base.

Tax and lease context

Headline corporate tax: 22.5%. Modified-gross structures. 10-year terms standard. Free rent of 10-14 months and TI of $90-$130/sqft typical on a 10-year Class A deal.

Key facts

Frequently asked questions

Where do insurance occupiers lease office space in Tampa?

Most cluster in Westshore. Rent runs ~38 USD/sqft ($38 USD) for trophy and prime stock.

What fit-out spec do insurance occupiers run in Tampa?

Typically high-end at $165–235/sqft.

How much office space per seat should a insurance occupier plan in Tampa?

Plan ~220 sqft per seat blended. A 100-person team typically takes 22,000 sqft.

What NAICS codes describe the insurance vertical?

Representative NAICS 2022 codes: 524, 5241.

What is the talent index in Tampa?

72/100. Use the city profile for full detail.

Related

• Insurance — global overview
• Tampa — full city profile
• Financial services in Tampa
• Asset management in Tampa
• Investment banking in Tampa
• Legal services in Tampa

Editorial provenance

Reviewed by Class A Atlas Editorial Desk — House byline · global editorial team. Last updated 2026-04-15. See our methodology and editorial standards.

Primary sources for this page

• CBRE Marketview reports — CBRE
• JLL Office Insight — JLL
• Cushman & Wakefield Marketbeat — Cushman & Wakefield
• Savills World Research — Savills
• Colliers Global Office Outlook — Colliers

Full sources index · Submit a correction

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